[Date]
[Name]
[Job Title]
[Company]
Dear Ms./Mr. [Last name],
I am writing this letter in support of my application for a forbearance plan owing to my inability to pay the mortgage in full following an uninsured major medical emergency surgery (please see attached documents).
I have always considered myself blessed because I am fairly healthy and suffer none of the health issues that are common in many people of my age. You can imagine my surprise then when I woke up at the [Hospital name] on [Date] to be told by my former husband and a dear colleague that I had collapsed [#] days ago and had remained in a medically induced coma for [#] days following major medical emergency surgery.
My first thought was that the surgery was not covered by my insurance and I couldn't afford to pay for it.
But what upset me more was the news that my [#]-day/week absence had coincided with layoffs at the company.
I returned to work the week after my hospitalization to find out that I was not among the 200-odd workers who had been laid off. However, I was told my paycheck would now only be [#]% of what I made before the collapse and the ensuing surgery and hospitalization.
To pay for the surgery, hospitalization and other expenses (amounting to $[Amount]—please see attached documents), I have had to dig deep into my modest savings and even have had to accept the help extended by my former husband (we have no children), some of my colleagues and even my employer.
I hope you will understand if I pay only $[Amount] as the mortgage payment because I simply cannot afford the full amount. I ask for your understanding in these difficult times and will promptly answer any questions you may have and provide any additional information you may need to process my application.
Please help.
Thank you very much for your time and consideration.
Sincerely,
[Signature]
[Name]
[Account No.]
